Free Shred-a-Thon & e-Waste Collection Events!

May 17, 2023


This summer, Redwood Credit Union is hosting five Shred-a-Thons in the North Bay. Bring the documents you need shredded, plus your e-Waste! Conservation Corps North Bay will be onsite at each event to collect electronics you no longer need for free – check out what is accepted here.

2023 Shred-a-Thon Dates

All events will be held from 9 a.m. until noon, or until trucks are full.

Santa Rosa
Saturday May 20th

Redwood Credit Union: 3033 Cleveland Ave, Santa Rosa

Lower Lake
Saturday June 10th

Lower Lake High School: 9430 Lake St, Lower Lake

Saturday July 15th

Sutter Novato Community Hospital: 180 Rowland Way, Novato

Saturday July 29th

Redwood Credit Union: 195 S. Orchard Ave, Ukiah

Saturday August 19th

Redwood Credit Union: 480 Devlin Road, Napa

*E-Waste is not collected at our Napa event. Learn more about e-Waste collection in Napa.

  • Shredding Personal Documents and When to Dispose of Them

    When you put a piece of paper in the trash it can be difficult to know what happens to it. Since few people burn trash anymore, it is likely that your trash passes through several stages on its way to a landfill or incinerator. Every step that occurs once the trash leaves your control has risk that someone will find personal information they can use to cause you harm.

    One way to safeguard personal information is to shred it before it goes into the trash. Shredding devices are available at most office supply stores. You may want to consider one depending on your level of concern. Shredding services or shredding events are often offered by financial institutions or community organizations such as Redwood Credit Union’s annual Shred-a-Thon.

    Item Retention Guidelines and Disposal

    The guidelines below are suggestions for retaining your financial documents. Please keep in mind that you may need to retain documents longer depending on your individual circumstance

    Tax information and returnsThere is a general three-year statute of limitation for your taxes. This means the IRS has three years from when you file your return to start an audit. (There is no limit for fraudulent returns). Therefore, you need to keep documents that support items on your tax returns for those three years. Each year you can throw out the three-year-old documents, but you should keep copies of tax returns forever.Shred
    Investment records and statementsInvestment records must be kept to support your tax returns. Documentation of purchases and sales (either confirmations or brokerage statements including the information) must be kept for three years past when you report the sale on your tax return. You may find it helpful to keep brokerage statements for many years.Shred
    Bank statements and canceled checksSome people keep every canceled check and others toss most of them. Certainly you should keep canceled checks that support any tax deductions and any that you think may come in handy. Otherwise, canceled checks can take up a lot of space. Bank statements are a bit different. You may want to keep them for some period (three years or so) so you can document your payments for important items. Together with your checkbook register, you would be able to identify when and how much you paid for almost anything.Shred
    Paycheck stubsThese documents can include very important information including Social Security number and financial institution account numbers if you use direct deposit. You may need to have the last three month’s stubs if you are planning to apply for a loan. Otherwise, you should only keep the latest stub.Shred
    ATM receiptsKeep ATM receipts until you have compared them with your bank statement. Then dispose of them carefully.Shred
    Credit card statementsEven though there is no requirement to keep these statements, you may want to save them for some period (a year) in case there is a dispute, you want to return an item or if you want to be able to analyze your spending.Shred
    Credit card receiptsGenerally keep receipts until you have compared them to your credit card statement. However, if the receipt is for something that you may want to return, keep it longer.Probably shred
    Utility bills and other household receiptsUnless you are claiming household expenses as tax deductions, there is no need to keep these types of records very long. You can always use a canceled check to document payment.Probably safe to recycle
    WarrantiesKeep warranties for as long as you own the item or until the warranty period expires.Probably safe to recycle
    InsuranceInsurance policies and claims information should be kept for as long as the policy remains in effect.Shred
    Home financial informationDeeds, mortgages and information on home improvements should be kept for as long as you own the home plus the three-year period for tax purposes.Shred
    Personal documents and picturesThis is your personal preference.Shred anything containing sensitive information and private pictures

    Permanent Files
    Documents to keep forever include wills, powers of attorney, birth certificates, marriage documents, divorce or child care orders, trust documents, business agreements, military records and other such permanent records.

    Electronic data files with personal information
    Floppy diskettes and CDs should be shredded, destroyed or made unusable in some manner. Computer hard drives deserve special attention. Hard drives may have information on finances, taxes, user names, passwords and other information that should not fall into the hands of fraudsters. Deleting files and formatting a hard drive does not permanently remove the files from the system. Before disposing, recycling or donating a PC, the hard drive should be removed and physically destroyed.