United Policy Holders – non profit consumer protection organization:
The bottom line is they are a national charity based in the Bay Area that is resource for the public on getting their money’s worth when it comes to insurance policies. They publish road-tested tips on buying smart and trouble shooting claim problems. Their focus is on helping people protect their investment in home and/or business property and getting on a more level playing field with their insurance company after a loss.
You might find these resources helpful:
Do’s and Don’ts When Insuring Your Home: http://www.unitedpolicyholders.org/claimtips/tip_do_donot.html
Tips on deciding whether or not to buy Earthquake insurance: http://www.unitedpolicyholders.org/buyingtips/tip_buy_eq.html
Easy ‘how-to” tips on inventorying the contents of your home: http://abclocal.go.com/kgo/story?section=7on_your_side&id=3483123