The costs of owning a home have four basic parts: Principal, Interest, Taxes and Insurance. Interest and taxes are deductible on most people’s Federal income tax return. The initial acuquisition of a home also involves closing costs. The online form will help you get an idea of your montly mortgage expenses and show an amortization table. The downloadable form will help you understand your total costs, including your closing costs.
Download my Monthly PITI calculator for a detailed calculator in Excel (.xls) format.
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