This morning I woke up to two texts that I want to share with you

March 28, 2022

This morning I woke up to two texts that I want to share with you. 

The first was from a close friend who’s husband is now in the hospital with blood clots in his lungs. He is a visibly healthy father of four with the kind of physique we all would strive for – proving the unexpected can happen to anyone. I am sharing this because I want to stress the importance of estate planning for all of you, no matter what age you are, no matter how healthy you are. If something happens, you do not want your loved ones stuck with frozen bank accounts or having to go through the probate process. Furthermore, manypeople do not understand the five year look back for Medicare. If you are seriously ill and require long term care – especially over 65 – it is not unlikely that at some point Medicare will kick in. If you have not placed your assets in a trust FIVE YEARS or more prior to this occurrence, those assets can be attached to pay Medicare back leaving you with few options to protect your family for the future. (I checked my friend’s house and it’s been in the trust four years and five months). For this reason, it is essential to put your assets in a trust as soon as possible. Your assets are not just your house – they include your bank accounts and retirement funds. It is not hard to do this and the sooner you do it, the sooner you will never have to worry about it again.

Two of my favorite estate attorneys are:

Lauren Cappelloni, Esq.
Cappelloni Law PC
201 Spear Street, Suite 1160, San Francisco, CA 94105
415-876-4359  lauren@cappellonilaw.com
https://www.cappellonilaw.com/

Kimberly Strickland, Esq.
Attorney & Principal
1372 N. McDowell Blvd, Suite J
Petaluma, CA 94954
707-347-9123 kimberly@stricklandlawyers.com
www.stricklandlawyers.com 

 If you have not taken care of this essential, scary and tedious stuff yet – please STOP procrastinating!!!!  I say this because I care about you.

The second text was from my next door neighbor.  Her son told the twins that one of his ten year old friends had been killed in Kyiv.  Her text fortunately informed me that this was not true and the child in question has safely escaped to Germany with his parents.  However, it all points out how closely we as San Franciscans are connected to this war in Ukraine.  I have dozens of acquaintances and quite a few friends who have emigrated from Ukraine.  Our thoughts would be with the people in this struggle anyway but this close connection gives us both a greater obligation to help and offers more ways that we can help. If you know someone who has family or friends either still in Ukraine or in the process of escaping, they may be able to receive monetary help directly from you.If you see an opportunity to help, I would encourage you to do so. Sometimes receiving even a few hundred dollars directly can get a family clothing or other needed items. My neighbor was able to provide me with a link to an organization getting money and equipment directly to fighters in Ukraine and I bought some really unusual items on Amazon and sent them this morning through the organization. They need everything from socks to binoculars to combat helmets. I sent some solar phone chargers too. https://www.directhelpforukraine.info 

Donations of Gear and Funds are accepted via Watches for Good, our 501c3 non-profit partner, and are tax-deductible.I am grateful for our community, our overall health and my ability to be of service to others. I hope you have a wonderful weekend!  Enjoy today and take care of yourselves.